XMember писал(а) 09 авг 2017, 23:30:По хорошему можно было бы отклонять запросы в долларах/рублях из Еврозоны, по крайней мере, возможность такую предусмотреть. Но жажда наживы всего выше.
У них есть оправдание (они сами себе на этот счёт придумали excuses, впервые* я на себе это испытала в банке "Открытие" ещё в 2010 году, налетела там на восемьдесят евро разницы): "Запрос был в национальной валюте, но позднее мы получили биллинг по реестру, там - доллары США".
В выписке по карточному счёту, тем не менее, явно были указаны фунты стерлингов и нигде не присутствовали USD:
Transaction DetailsCard/Acct #: 44хх-22xx-xxx-4992
Tran ID: 850171022847991-01
ARN: 7-128885-3610-06002163392-1
Tran Type: Sale
Tran Date: 08/28/10
Tran CPD: 09/01/10
Tran Amt: 8,129.99 USD
Issuer : CB RUSSIAN BANK OF DEVELOPMENT CJSC
Merchant: BRITISH AIRWAYS 1252472931774
Location: LONDON,00,GB
Acquirer: NATIONAL WESTMINSTER BANK PLC
General InformationCard/Account Number: 44хх-22xx-xxx-4992
Transaction Type: Sale TC05
Transaction Status: Approved
Local Transaction Date/Time: 08/28/10 00:00:00
Transmission Date/Time: 09/01/10 00:00:00 GMT
Central Processing Date: 09/01/10
VisaNet Transaction ID: 85017102284799101
Network ID: 0002
Dispute Jurisdiction: Inter-regional
MOTO/E-Commerce Payment Ind: 6 Non-Authenticated Security Transaction with SET merchant certificate
Entry Mode: 01 Key-entered
Track Read Ind: 0
Retrieval Ref. Number: 3610060021
System Trace Audit Number: 633921
Card Type: Visa Classic
Card Level Results/Product ID: H Check Card
Transaction Participants
Acquirer Institution ID: 491677 NATIONAL WESTMINSTER BANK PLC
Issuer Institution ID: 44XXX CB RUSSIAN BANK OF DEVELOPMENT CJSC
Tran Directional Flag: BB BASE II to BASE II
Acquirer PCR/Station: 0000/0
Issuer BIN Country Code: 643
Issuer PCR Region: 6
Monetary / Settlement Information
Settlement Information
Total Settled Amount: 8,129.99 DR UNITED STATES DOLLAR
Settlement Currency Information
Transaction Amount: 8,129.99 DR UNITED STATES DOLLAR
Cardholder Billing Currency Information
Surcharge Fee Amount: 0.00 CR
Local Currency InformationLocal Transaction Amount: 5171.00 POUND STERLING
Int'l Service Assessment Ind: S
Additional Monetary Data
Reimbursement Attribute: C EU and UK Airline Transition Rate; CEMEA Airline;
AP Regional Airline Fee
Destination Amount: 8129.99 UNITED STATES DOLLAR
Authorization Data
Authorization data below is extracted from the Base II Clearing Record and may differ from the VIP Authorization Response data
Response Code: 00 Approved and completed successfully
Reject Reason Code: 0000
Authorization Code: 223321
Authorization Amount: 8129.99 UNITED STATES DOLLAR
Authorization Time: 01:09:28 PM Pacific Time 20:09:28 GMT
Authorization Source Ind: 5 Response provided by issuer center (authorization only, authorization and address verification, or address verification only)
AVS Result: U Address information is unavailable : US Trans
Cardholder ID Method: 4 Mail/Telephone or Electronic Commerce
Authorization Char. Ind: N Not a payment service transaction
A-B Flags: '0000' 0000 0000 0000 0000
1-2 Flags: '0000' 0000 0000 0000 0000
X2X Service Code: N
Unembossed Card: N
STIP/SW Reason Code: 0000 Unknown Value
Message Reason Code: NOT APPLICABLE
Merchant / Acquirer Information
Merchant Name: BRITISH AIRWAYS PLC 1252472931774
Location: LONDON 00 00000
Merchant Country Code: GB UNITED KINGDOM
Local Terminal ID: 00000001
Card Acceptor ID: 83847832
Merchant Category Code (MCC): 3005 BRITISH AIRWAYS PLC
Merchant Group: AIRLINES
Acquirer Institution Country Code: 826 UNITED KINGDOM
Acquirer BIN: 491677
Acquirer Ref. Number: 7-128885-3610-06002163392-1
Acquirer BID: 83847832
POS Condition Code: 00 Normal Transaction of this type
Terminal Entry Capability: 0 Unknown
Additional Network Data
Additional Visa POS Network Data
Chargeback Reduction (CRB) Base II Codes
Floor Limit: Z Zero floor limit
CRB: Card bulletin validation not applicable
STIP: N Authorization code was not issued by BASE I STIP
MOTO/E-Commerce: 6 Non-Authenticated Security Transaction with SET merchant certificate
Special Chargeback Code: Not Applicable
Special Condition (RIS) Ind: RIS indicator not required for this merchant
Special Condition (MTI) Ind: None of the special conditions apply to the merchant T&E Information
Airline InformationPassenger Name: NETSAEV/DENIS MR
Travel Agency: BRITISH AIRWAYS PLC
Agency Code: 91498363
Departure Date: 05/31/11
Origin City: LGW
Carrier Information
Carrier Flight # Class Stop Over Destination
Trip 1 BA I MBJ
Trip 2 BA I LGW
Trip 3 XX X XXX
Trip 4 XX X XXX
Cabin Business/Club World
Credit Transaction Data
PIN Errors Exceeded: No
Logging VIC: 1 Base II OCE McLean, VA
И вот во что это вылилось на карточном счёте:28.08.2010 02.09.2010 BRITISH AIRWAYS PLC 1252472931774\\HOUNSLOW \00000 UNITED KINGDOM 5171.00 GBP -6489.41 EUR
* "впервые" - потому что такие ситуации повторяются во многих банках.