цитирую информацию из oDesk (_https://support.odesk.com/entries/23133251_) по переводам методом Direct Deposit/ACH
The Basics
ACH stands for Automated Clearing House, a network for electronic financial transactions that allows for transfers to any US bank account. Many banks refer to incoming ACH transfers as direct deposits.
Please note these very important details:
- There are no fees or other costs associated with ACH. They are completely free for all who qualify. Neither oDesk nor your bank will charge a fee for this type of transfer.
- You must file a W-9 or W-8BEN to activate ACH payments.
- ACH funds will arrive in your bank account in two to five business days. Processing times vary significantly from bank to bank. It is up to your bank how long it will take your funds to clear; they may be available instantly or only held for processing overnight. Bank holidays in the US or your country can delay your funds.
- Because ACH transfers process immediately, once you get paid, we cannot cancel it. You can ask your bank to return the funds to oDesk, so our staff can credit them back to your oDesk account. Please contact Support for assistance with this.
Remember—bank accounts must be in your name. If your name on the bank account doesn't match your name on your profile, click here to learn how you can fix it.
