Касательно Тайской страховки через из трэвел депт
Travel Shield
Запросила все 4 страх. компании об одном и том же (см. ниже по тексту - травма с байка для пассажиров и обострение хронич.заболеваний).
Ответили двое одно и то же, ост. 2 - не отписались.
Вот:
Dear Khun А_____,
Thank you for your interested in our products. Please see below answer for your information;
1) If I have arterial hypertension and coronary heart disease well-controlled by medicine мята and during my travelling throughout Thailand I’ll get a stroke, heart attack, hypertension crisis or other kind of acute exacerbation that can be life-threatening will I have medical support and care covered by insurance from you or not?
Ans. Not covered by this exclusions: The treatment of chronic symptoms or any sickness, which is pre-existing medical status before the effective date of this insurance policy including symptom or complication state that might be appeared later.
2) my baby (4.10y.o) has a by-pass (medical shunt) in eardrums established as surgery treatment of repeated otitis (15-jul-2015). After surgery she didn’t have new otitis, very efficient. But if she will get a new episode of ear pain and she will need a medicine consulting and treatment, will it be covered by the insurance police? At least first consultation with examination, diagnosis and doctor’s prescriptions?
Ans. Not covered by this exclusions: The treatment of chronic symptoms or any sickness, which is pre-existing medical status before the effective date of this insurance policy including symptom or complication state that might be appeared later.
3) The section EXCLUSIONS (“2. The treatment of chronic symptoms or any sickness, which is pre-existing medical status before the effective date of this insurance policy including symptom or complication state that might be appeared later”) does mean that even first medical aid will not be arranged?
Ans. Yes , Not even first medical aid
4) If a baby will be just a passenger of a motorbike (scooter) and NOT a driver and will fall down or get accident, will it be covered by the insurance police? If yes, in full extension or first medical aid only?
Ans. Yes, according to the actual medical expense, but not exceeding sum insured
Sorry for the inconvenience.
Thank you
Best Regards
Sureeporn Sawanghachoklap
MUANGTHAIINSURANCE PLC.
TEL. 02-665-4000 # 4393
E-mail :
Sureeporn.s@muangthaiinsurance.comDear Arina,
Medical Expense coverage will not be cover any pre-existing conditions which means
if it happened while you are in coverage but it was a pre-existing condition it's still not cover.
But if insured person got injury from motorbike (scooter), insured person will be covered.
If you have any queries, please feel free to contact us.
Best Regards,
Adipa Tangkiattrong (Lily)
Alternative Business Department
Krungthai Panich Insurance Public Company Limited
1122 KPI Tower, New Petchaburi Rd.,
Makkasan, Ratchathewi, Bangkok 10400
Thailand. Tel: 0 2624 1111 Ext. 4772
Fax: 0 2624 1233
www.kpi.co.th Контакты оставляю, вдруг кому-то что-то понадобится